Refund Policy

• At Gamanio Study Abroad, we believe our success is tied directly to yours. We have designed this refund policy to be the most transparent and student-friendly in the Indian study abroad industry. We only make money when you succeed — and our guarantee reflects that commitment.

Before reading the refund policy, here is a quick overview of our three service plans:

• Essential Plan — INR 8,000
  Best for: Students with documents ready who need SOP writing and application support.
  What is included:
  • 30-minute profile assessment call
  • AI-powered university shortlist — top 5 matched universities
  • SOP writing for 2 universities — AI-assisted and expert-reviewed
  • Document checklist and full review before submission
  • Application filing to 2 universities through our agent portals
  • Offer letter tracking and follow-up with universities
  • WhatsApp and email support throughout the process
  
  Guarantee: If neither university issues an offer letter within 90 days of application filing — we refund INR 5,000 (60% of fee).
  ‍
  Complete Plan — INR 11,000 ⭐ Most Popular
  Best for: Students who want end-to-end support and the security of a full money-back guarantee.
  What is included:
  • Everything in Essential Plan, plus:
  • SOP writing for 3 universities instead of 2
  • Full document collection support and review
  • Applications to 3 universities — maximum safety net
  • Priority processing — applications reviewed by universities within 2 weeks
  • Active follow-up with universities every 7 days
  • Offer letter negotiation — defer intake, request scholarship where applicable
  • WhatsApp and email support 9am to 9pm, 7 days a week
  • 100% REFUND GUARANTEE — full INR 11,000 back if no offer letter from any of 3 universities
  
  Guarantee: 100% refund of INR 11,000 if no university offer letter is received within 90 days of filing. Zero deductions. Zero questions.
  
  Premium Plan — INR 22,000
  Best for: Students who want admission and visa handled completely end-to-end.
  What is included:
  • Everything in Complete Plan, plus:
  • Ireland AVATS visa application — complete preparation and filing
  • Financial proof guidance — how to structure your bank documents
  • Visa document review — we check every document before submission
  • Pre-departure briefing — accommodation, bank account, PPSN number, transport
  • Post-landing support — community introduction, part-time jobs guidance
  • WhatsApp group with other Gamanio students in your Irish city
• Guarantee: 100% refund of INR 11,000 (admission component) if no offer letter within 90 days. Visa assistance component (INR 12,000) is non-refundable once AVATS application has been filed.

• This is our core promise — and we are proud to make it.If you enroll in the Complete Plan (INR 11,000) or Premium Plan (INR 22,000) and we are unable to secure a university offer letter from any of your 3 applied universities within 90 days of application filing — we will refund 100% of the INR 11,000 documentation and admission fee.No partial refund. No service charge deduction. The full INR 11,000 back to your bank account within 7 working days. No questions asked.
  • You must have an IELTS score of 6.0 or above, or a valid Medium of Instruction (MOI) certificate from an English-medium Indian college
  • You must have a recognised Indian degree — B.Tech, BCom, BSc, BA, BCA or equivalent — with a minimum 55% aggregate marks
  • You must provide all required documents within 14 days of enrollment — delays caused by you may affect the 90-day timeline
  • You must not have a visa rejection from Ireland, UK, USA, Canada, or Australia in the last 3 years (please disclose this before enrolling)
  • You must respond to any requests from Gamanio or universities within 5 working days
  • The 90-day guarantee period begins from the date your first complete application is filed — not from your payment dateIf you are unsure whether you qualify for the guarantee before paying — WhatsApp us and we will tell you honestly. We will never take your money if we do not believe we can deliver.

• Gamanio does not issue refunds for changes in personal circumstances, decisions to withdraw, or pursuing a different path after services have been rendered.
  
  Refunds will not be issued in the following situations:
  • You cancel after university applications have been filed — regardless of reason
  • You received a university offer letter but decided not to accept it or changed your mind about studying abroad
  • You were admitted but chose not to go due to personal reasons, financial changes, or family circumstances
  • Your visa was refused after receiving an offer letter (the admission guarantee does not cover visa refusals)
  • You provided incomplete, inaccurate, or fraudulent documents that led to rejection
  • You failed to provide required documents within 14 days of enrollment, causing deadline delays
  • You failed to attend university interviews or did not respond to university communications
  • The 100% guarantee conditions were not met as stated in Section 1 above

• Gamanio was founded on one simple belief — we should only make money when you succeed.
  
  We do not take your money and disappear. We do not give generic advice and call it counselling. We work with you personally, we follow up with universities, and if we cannot secure you an offer letter despite our best efforts — we give you your money back in full.
  
  The 100% guarantee is not a marketing gimmick. It is a genuine commitment we can make because we only enroll students we honestly believe we can help. If your profile is not strong enough for the guarantee to apply — we will tell you honestly before you pay, and work with you to strengthen it first.
  
  We believe this is the right way to run a business.

• Contact us on WhatsApp at +91 8967922609 or email admissions@gamanio.com
• Full name
• Service purchased
• Attach your payment receipt — screenshot of UPI confirmation or bank transfer
• Reason for refund request

• If you’re unhappy with a service or outcome, please contact our support team. We aim to resolve issues fairly and promptly before formal complaints or disputes are initiated.

• Gamanio reserves the right to update this Refund Policy at any time. Changes will be reflected on this page, and your continued use of our services indicates your acceptance.

• If you have any questions or concerns regarding these Terms & Services, please contact us at:

  Email: admissions@gamanio.com
  WhatsApp: +91 8967922609
  Website: gamanio.com
  Address: 7th Floor, 703, Palm Court, Mehrauli, Gurugram, Haryana — 122007
  We respond to all refund queries within 5 working days.